The AeroplanĀ® Credit Card (see rates and fees) from Chase is a valuable cobranded airline credit card that offers cardholders ongoing value for a low annual fee.
The card is offering a decent welcome bonus; however, it comes with a couple of caveats, which I’ll explore below.
And before you assume that the Aeroplan Card has nothing to offer if you don’t live in Canada, understand that this loyalty program can be very valuable.
Let’s look at the current Aeroplan Card welcome bonus and analyze its value.
Aeroplan Credit Card welcome offer
Right now, the $95-per-year Aeroplan Credit Card is offering new cardholders the opportunity to earn up to 70,000 bonus points. New cardholders will earn 60,000 bonus points after spending $3,000 on purchases in the first three months from account opening. Plus, they can earn an additional 10,000 bonus points after their annual fee renewal payment posts and is paid in full.
The typical offer on this card is 50,000-60,000 points, so anything from 70,000 points and above is worth considering.
TPG’s May 2025 valuations peg Aeroplan points at 1.4 cents apiece, making this welcome offer worth up to $980.
Keep in mind that this card is affected by Chase’s 5/24 rule, which means you will likely not be approved if you have been approved for five or more cards in the past 24 months, regardless of which issuer they come from.
But if you are eligible, check out our ideas to help you quickly meet a minimum spending requirement, including prepaying taxes, insurance, rent or a mortgage to help you maximize this bonus. You could also use this card to put a down payment on a new car or purchase points or miles.
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Aeroplan Credit Card earning rates
The Aeroplan Credit Card is worth more than just the welcome bonus. The card is a strong earner in spending categories, accruing points at the following rates:
Additionally, cardholders will get a 500-point bonus for every $2,000 spent on the card per calendar month, up to 1,500 bonus points per month. This is a particularly nice benefit while you work toward hitting the lofty spending requirement for this card’s welcome offer.
Aeroplan Credit Card key benefits
Beyond the points that you can earn, the Aeroplan Card also offers several interesting benefits:
- Automatic Aeroplan 25K elite status for the year in which you open the card and the following calendar year
- Automatic Star Alliance Silver elite status, with access to priority wait-listing and standby, as long as you have Aeroplan 25K status
- First free checked bag on Air Canada flights, along with up to eight companions on your same reservation
- Spend $15,000 annually on the card to maintain 25K status, or spend $50,000 annually to get a one-tier status boost
- Up to $120 statement credit for a Global Entry, TSA PreCheck or Nexus application every four years
- Travel protections, such as trip cancellation and interruption insurance, baggage delay insurance, trip delay reimbursement, auto rental coverage and roadside assistance
- World Elite Mastercard benefits, including 24/7 concierge service, access to Mastercard PricelessĀ® experiences, everyday discounts and offers and more
- Use points at a rate of 1.25 cents apiece to cover travel purchases made on the card (up to 200,000 points or $2,500 annually) or to cover the card’s annual fee through Pay Yourself Back
- No foreign transaction fees
Bottom line
The Aeroplan Credit Card is one of the most compelling airline credit cards on the market. Not only does it confer automatic elite status on new cardholders, but it also earns points quickly and offers great day-of-travel perks, including a statement credit for a TSA PreCheck, Global Entry or Nexus membership. You get all of that for just a reasonable $95 annual fee.
Aeroplan points are some of the most valuable out there and the program has over 50 airline partners, making it one of the most versatile currencies on the market.
To learn more, read our full review of the Aeroplan card.
Apply here: Aeroplan Credit Card